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Claims Bloopers

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Strange Insurance Claims

The following are actual statements found on insurance forms where car drivers
attempted to summarize the details of an accident in the fewest words possible.

  • "Coming home I drove into the wrong house colliding with a tree I don't have."
  • "The other car collided with mine without giving warning of his intentions."
  • "I thought my window was down, but I found out it was up when I put my head through it."
  • "I collided with a stationary truck coming the other way."
  • "A truck backed through my windshield into my wife's face."
  • "The guy was all over the road.  I had to swerve a number of times before I hit him."
  • "I pulled away from the side of the road, glanced at my mother-in-law, and headed over the embankment."
  • "I had been shopping all day for plants and was on my way home.  As I reached an intersection, a hedge sprang up, obscuring my vision and I didn't see the other car."
  • "I had been driving for 40 years when I fell asleep at the wheel and had an accident."
  • "I was on my way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident."
  • "As I approached the intersection, a sign suddenly appeared in a place where no sign had ever appeared before.  I was unable to stop in time to avoid the accident."
  • "To avoid hitting the bumper of the car in front, I struck the pedestrian."
  • "My car was legally parked as it backed into the other vehicle."
  • "An invisible car came out of nowhere, struck my car and vanished."
  • "I told the police I was not injured but on removing my hat, found that I had a fractured skull."
  • "I was sure the old fellow would never make it to the other side of the road when I struck him."
  • "The pedestrian had no idea which direction to run, so I ran over him."
  • "I saw a slow moving sad faced old gentleman, as he bounced off the hood of my car."
  • "The indirect cause of the accident was a little guy in a small car with a big mouth."
  • "I was thrown from my car as it left the road.  I was later found in a ditch by some stray cow."
  • "The telephone pole was approaching.   I was attempting to swerve out of its way, when it struck my front end."

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RIBO JD Smith Insurance Brokers
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
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