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WHO
NEEDS
THE PROTECTION
OF AN
INSTANT
ISSUE
PLAN?
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If
you are age
45 to 75
and:
- Concerned
about having
a medical.
- Wish
to leave a
small legacy
to your church,
grandchildren
or other worthy
cause.
- Wish
to ensure
there are
no unpaid
bills left
for your loved
ones.
- Want
to pay for
probate fees,
legal fees
or executor's
fees which
arise on your
death.
Then
the Instant
Issue Plan is
designed especially
for you.
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| WHY
AN INSTANT
ISSUE PLAN? |
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-
Select
the
level
of
coverage
you
desire.
-
Protection
starts
as
soon
as
the
application
and
qualifying
questions
are
completed
and
the
first
premium
is
paid.
-
Guaranteed
level
premiums
payable
for
only
20
years.
-
Death
Benefit
paid
in
full
(even
if
living)
after
the
later
of
20
years
or
age
85.
-
Tax-free
death
benefits
to
your
beneficiary.
-
You
name
the
beneficiary,
which
you
can
change
at
any
time.
-
Choose
from
19
levels
of
protection:
$5,000;
$7,500;
$10,000;
$12,500;
$15,000;
$17,500;
$20,000;
$22,500;
$25,000;
$27,500;
$30,000;
$32,500;
$35,000;
$37,500;
$40,000;
$42,500;
$45,000;
$47,500;
$50,000
- Late
payment
protection
provided
after
3 years
through
Automatic
Loan
Provisions.
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| WHAT
IS THE INSTANT
ISSUE PLAN? |
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The
Instant Issue
Life Insurance
Plan can be
issued with
just 5 qualifying
questions.
 The
plan consists
of permanent
life insurance
with guaranteed
premiums which
cannot be changed
by the issuer.
The death benefit
in the first
2 years will
be the return
of premiums
plus 10% interest
to the date
of death. If
death occurs
as the result
of an accident
in the first
2 years, the
full death benefit
is guaranteed
to be paid to
your beneficiary.
At
the end of the
second year
and thereafter,
the full protection
is payable when
death occurs
- whatever the
cause!
Provided
you are age
45 to age 75,
you are guaranteed
protection with
just 5 qualifying
questions. No
doctor's reports,
no fuss.
You
can also take
comfort in knowing
your premiums
will never increase.
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SAMPLE
SURRENDER
VALUES
FOR $10,000
COVERAGE
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END
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ISSUE
AGE
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OF
YEAR
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45
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50
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55
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60
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65
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70
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75
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3
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120
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160
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200
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250
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320
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340
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380
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4
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250
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330
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420
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520
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650
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700
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770
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5
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390
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500
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640
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800
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990
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1,060
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1,150
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10
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1.210
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1,550
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1,940
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2,380
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2,930
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2,990
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3,100
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20
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3,680
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4,650
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5,820
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7,350
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10,000
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10,000
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10,000
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If
you answered
'YES' to any
of the above
questions, coverage
is not available.
Limit
$50,000 coverage
per person.
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