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JD Smith Insurance Brokers Staff List & Contacts
Commercial and Personal Insurance Solutions Since 1979
12 Ways To Save With JD Smith Insurance
12 Ways to Save
1. Check the policy carefully for correct information.
Postal codes, ages and location addresses can affect your rate.
2. Are you getting the additional age discount for mature adults?
3. Check deductibles. Higher deductibles results in savings.
4. Are you paying for coverage you don't need?
If your car is over 5 years old, you may want to take off the collision.
Keep jewellery you don't wear in a safety deposit box.
5. Are you an abstainer? (non drinker)
6. Are you a non smoker?
7. Have you been consistent with one insurance company, or do you switch every few years?
The companies give loyalty discounts.
8. Install an alarm system in your home and car.
Take advantage of the special prices we have arranged for you.
9. If you have a small claim, pay it yourself and save your insurance for the big one.
10. Combine both your house and car policies for the extra discounts. Not all companies do this.
11. Pay up front rather than monthly, or look at a 3 pay policy.
12. Talk to one of our brokers who has your interest in mind.
Get Discounts


Home & Condo Discounts


Auto Discounts

1. Over 45, mature 1. Multiple vehicles
2. Combine house & car policies 2. Combine house & car policies
3. Claims free 3. Age 45 plus
4. Alarm system 4. Good driving record (no accidents, less than 2 tickets)
5. New home 5. Abstainer (non drinker)
6. Non smoker 6. Short commute to work
7. Mortgage Free 7. First claim Free - Option

Talk to our J.D. Smith Licensed Brokers today and get all the savings you deserve

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RIBO JD Smith Insurance Brokers
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
Tel: 905-764-7868
Fax: 905-764-9618
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