Auto Insurance Home Insurance Recreational Vehicle Insurance Boat Insurance Snowmobile Insurance Saving You Money
JD Smith Insurance Brokers Staff List & Contacts
Commercial and Personal Insurance Solutions Since 1979
JD Smith Commercial Insurance
none

Our Commercial Clients can expect personal service, great rates, monthly payment plans and quality insurance products.

View a list of commercial clients we insure.
Complete an Application.

INSURANCE SOLUTIONS THAT MAKE A DIFFERENCE

PEACE OF MIND, COMPREHENSIVE, FLEXIBLE

JDS Coverage To Protect Your Business

Proudly Canadian
US Companies
Broad Extensions
USA Coverage
Very Competitive Packages
Claims Free & Burglar Alarm Discounts
Free Safety Inspection
"FREE INSURANCE REVIEW"

We have a knowledgeable commercial team.

Our Licensed Brokers will review your current coverage's, answer your questions, and provide an insurance package tailored to meet the specific needs of your business.

Claims will happen, and when they do, we will be there to assist you.

Video messages from Commercial Insurance Specialist Rocco Scarano
JDS SPECIAL COVERAGE FOR DIRECTORS

D&O NEWS

Court of Appeal Affirms Ability to "Hang a Director or Officer Out to Dry" and Deny Defense Cost Funding.

This is an important new development, says Vice President Mark Smith.

Talk to us about your D&O coverage. We specialize in commercial coverage for Non Profits and Businesses like Look.

Get the important details of this news in the PDF article
JDS EXCLUSIVE INDUSTRY PACKAGES

For Insurance Information

The JDS Metal & Welding, property, auto and liability Insurance Package is specifically designed for the Metal and Welding Industry.

J D Smith Insurance are specialists in fleets. We represent all major markets for fleets, currently insuring fleets from 6 to 190 vehicles with very competitive rates.

  • Directors and Officers Protection
  • Property and Liability Package
  • Auto & Crime Coverage
  • 40% Discount House & Car & Boat (Charity Village Members Only)

The JDS / CINDE insurance package was developed for companies that perform nondestructive testing and training.

Our JDS Commercial Package is especially designed for manufacturers & installers of doors, windows and all their related hardware.

The JDS Contractor's Package is especially designed for contractors. Members of the Toronto Construction Association receive special rates and a unique package.

Our Landscape and Garden Package has been designed to provide broad coverage for lawn care, garden centres, sprinkler installers, tree care specialists, golf courses and snow removal contractors.

The JDS Gold Shield Insurance package for the Tool and Die Machine Shop provides broad coverage and group rates.

We insure more than 50 franchises across Canada .

Our Retail Insurance Package division will give you an instant quote on the telephone.

For Windmill and Solar Panel energy sources.

When it comes to Green Power Insurance, we are the experts. We have designed a special policy to cover the unique challenges of this industry.

SUPERIOR PRODUCTS
Commercial Insurance

Our innovative products are comprehensive and flexible. Contact us about our Special Programs. As your business grows, and you develop into new areas, we will help you tailor an insurance program to suit your growing needs.

We have Special Programs, Rates and Solutions for:

  • Automotive Repair
  • Contractors/ Tradesmen
  • Food Services
  • Home-Based-Businesses
  • Professional Offices
  • Building Owners
  • Day-Cares
  • Franchises
  • Not-For-Profit Associations
  • Retail
  • Camps
  • Distributors/Wholesalers
  • Garages
  • Private School
  • Specialty Services
  • Manufactures with USA Sales
OUR PARTNERS

Insurance Bureau of Canada

IBC - The Insurance Information Source

  • Home, Tenant & Business Insurance Explained
  • How Insurance Works
  • Safety and Loss Prevention
SERVICE

BROAD COVERAGE


COMPETITIVE PRICING

We have the advantage of working with a number of Canada’s best Insurance Companies.

They have products that will provide broad coverage and give you Peace of Mind.

intact Insurance

Unica Insurance Co.

AIG Insurance Company

Wawanesa Insurance Company

Ecclesiastical Insurance Company

The St. Paul Insurance Company

Northbridge Insurance

......and many others.
Visit our Company Websites !!!

SUPERIOR COVERAGE:
The Best Coverage

Our Business Packages feature Broad Form Wordings combined with an extensive list of special extensions brought together with your specific business operations in mind.

The following are a list of coverage's available.

Property Solutions:
  • All Risk, Replacement Coverage on Building & Contents
  • Computer Hardware, Software, and Breakdown Coverage
  • Laptops
  • Office Contents Extensions
  • Commercial Condo Betterment’s & Improvements
  • Inflation Protection
  • Blanket By-Laws,
  • Professional Fees
  • Accounts Receivable
  • Newly Acquired Buildings and Contents
  • Sign and Glass Coverage
  • Goods in Transit Coverage & Cargo Insurance
  • Exhibit Booth Coverage
  • Fine Arts
  • Master Key Coverage
  • Electrical & Machinery Coverage
Loss of Income Solutions:

Office Fire

In the unfortunate event of shutting down your business due to a claim, do you have coverage to temporarily relocate or replace your lost revenue?

Our programs include options for Gross Earning Coverage, Profits, Actual Loss Sustained, Extra Expense and Additional time required to rebuild

Crime Solutions:

  • Employee Dishonesty
  • In and Out Robbery
  • Forgery, Counterfeit Money
  • Broad Form Money Coverage
Broad Form General Liability:

  • Up to $10 Million Coverage for bodily injury and property damage including operation on and off your premises, and sales to the USA.
  • USA coverage available
Car and Fleets Solutions:

Car/Truck Fleet Insurance

  • Group Rates for 3 or more vehicles
  • Loss of use coverage
  • Fleet Discounts
  • Special rates for Associations
Other Liability Unique Solutions:

Other Liability

  • Umbrella Coverage up to $20 Million Coverage available
  • Professional Malpractice Liability
  • Directors and Officers Liability
  • Liquor Liability
  • Special One Time Large Event Liability
(return to top of commercial page)
none
Contact one of our Professional Brokers for a review of your coverage's today !!!
Get An Insurance Quotation
none
RIBO JD Smith Insurance Brokers
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
none
Home Personal Insurance Motorcycle Commercial Life & Health Information About Us
  Auto Insurance
New Accident Benefits Coverage
Home Insurance
UberX Insurance
R.V. Insurance
Boat Insurance
Snowmobile Insurance
  Application Forms
Camp Insurance
Car & Truck Fleets
Churches
Contractors
Event Application
Hole-In-One
Landscapers
Marine & Overland Cargo
NDT/NDE
Non Profits
Retail / Wholesale
Tool & Die
UberX Insurance
Welding & Steel
Windows & Doors
Life Insurance
Life Insurance - Groups
Disability & Dental
Mortgage Insurance
Critical Illness Insurance
Claims
New Auto Accident Benefits
12 Ways to Save
Insurance Companies
20 Hot Topics
Information Links
News & Humour
Winter Storage Tips
Reflections
Core Values
Broker Advantage
Staff List & Contacts
Staff Video Messages
Reflections
News & Humour
Community
Car Racing Team
Code of Consumer Rights
E. & O. E. Disclaimer
none
none
none
© J.D. Smith & Associates Insurance Brokers Inc., 1999-2016. All rights reserved.
E. & O. E
. Read Disclaimer
none