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J. D. Smith Insurance has worked closely with the Metal and Welding Industry to develop a unique package with broad coverage.


Our brokers understand the welding and metal industry, and we have developed coverages that will give you Peace of Mind at a competitive rate.

If you are a member of the CWB, then you receive an additional discount.


Visit CWB

If you are a client of the CWB, then you are eligible to apply to be included in our special Insurance Package Plan designed for CWB clients..
  • CWB discounts for members
  • Higher limits at no extra cost
  • 20 unique coverages
  • Discount for claims free businesses
  • Broad products and liability coverages
  • USA products included
  • All risk building and contents coverage
  • Directors and Officers coverage
  • Errors and Omissions coverage
  • Special lower rates
  • Monthly payment option

We require 3 applications to be completed and mailed to us at least 2 months prior to your insurance renewal date.  If you are a manufacturer, please include copies of your catalogue.

Call 905-764-7868
Fax 905-764-9618

Ext 228 for Mark Smith
Ext 240 for Jo
-Anne Griffiths
Ext 234 for J. D. Smith


The Best Coverage Our JDS Business Package for Welders, Metal Manufacturers and the Steel Industry features Broad Form Wordings combined with an extensive list of special extensions brought together with your specific business operations in mind.
The following are a list of coverage's available.
  • All Risk, Replacement Coverage on Building & Contents
  • Computer Hardware, Software, and Breakdown Coverage
  • Laptops
  • Office Contents Extensions
  • Commercial Condo Betterment’s & Improvements
  • Inflation Protection
  • Blanket By-Laws,
  • Professional Fees
  • Accounts Receivable
  • Newly Acquired Buildings and Contents
  • Sign and Glass Coverage
  • Goods in Transit Coverage & Cargo Insurance
  • Exhibit Booth Coverage
  • Fine Arts
  • Master Key Coverage
  • Electrical & Machinery Coverage
Loss of Income: Business Interruption

Office Fire

In the unfortunate event of shutting down your business due to a claim, do you have coverage to temporarily relocate or replace your lost revenue? Our programs include options for Gross Earning Coverage, Profits, Actual Loss Sustained, Extra Expense and Additional time required to rebuild


  • Employee Dishonesty
  • In and Out Robbery
  • Forgery, Counterfeit Money
  • Broad Form Money Coverage
Broad Form General Liability:

  • Up to $20 Million CWB Coverage for bodily injury and property damage including operation on and off your premises, and sales to the USA.
  • USA coverage available
  • CWB extension for members
Car and Fleets - Our Fleet Rates Are The Lowest in Ontario

Car/Truck Fleet Insurance

  • Group Rates for 3 or more vehicles
  • Loss of use coverage
  • Fleet Discounts
  • Additional discount for CWB members
  • Transit
Other Liability:

Other Liability

  • Umbrella Coverage up to $20 Million Coverage available
  • Professional Malpractice Liability
  • Directors and Officers Liability
  • Liquor Liability
  • Special One Time Large Event Liability
Contact one of our Professional Brokers for a review of your coverage's today !!!
Get A CWB Insurance Quotation CWB Application for Quote
Call 905-764-7868
Fax 905-764-9618

Ext 228 for Mark Smith
Ext 240 for Jo
-Anne Griffiths
Ext 234 for J. D. Smith

RIBO JD Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
Tel: 905-764-7868
Fax: 905-764-9618
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