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Garden, Landscape & Snow Removal Package
Quality Product

Our Landscape and Garden Package has been designed to provide broad coverage for lawn care, garden centres, sprinkler installers, tree care specialists, golf courses and contractors.

Contact Specialist Haig Papazian Ext 239 or 905 907-9210

Download the Landscaping & Snow Removal Insurance Application

Quality Coverage Optional Coverage
  • Building & Contents - All Risk, Replacement Cost;
  • Contractor's and Rental Equipment Coverage;
  • Flood, Sewer Back Up & Earthquake Coverage;
  • $25,000 Employee Dishonesty Coverage;
  • $10,000 Broad Form Crime Coverage.
  • Design & Professional Liability Coverage;
  • Fleet and Snow Plow Coverage;
  • Discounts on Life Insurance;
  • Group Discounts for Home & Auto Insurance.

J D Smith Insurance specializes in Business Insurance for Landscapers in Ontario.

We use our Commercial industry knowledge to develop special package just for your business. We will assist you with loss control ideas to prevent claims.

With the expertise gained from 30 years of successful program management and the strength of Canada’s largest, top-rated insurance companies, our clients will have stability through all market cycles.

Contracting Broker Team

Canada’s leading Landscaper and Garden Insurance Program also covers snow and ice removal!

We specialize in property and liability insurance for landscapers, tree care and snow removal companies

We understands that many of our Landscaper and Tree Services clients make their living during winter months performing snow and ice removal, a very difficult-to-place insurance risk. That’s why we write coverage for snow and ice removal in Ontario. We insure both residential AND risks that clear snow at apartment complexes and low traffic commercial buildings.

We Guarantee to Match or Better Your Cost and Coverage

Over $1,000,000 in Additional Coverage

  • $100,000 Debris Removal
  • $100,000 By-Law Coverage;
  • $25,000 Goods in Transit Coverage;
  • $100,000 Professional Fees;
  • $150,000 Contractor¡¦s Equipment;
  • Accounts Receivable & Valuable Papers;
  • Business Interruption & Extra Expense;
  • Consequential Loss Coverage of plants;
  • Computers & Electronic Data, Media & Equipment;
  • Exhibitions, Exterior Signs, Inflation Protection;
  • Replacement Cost;
  • Valuable Papers.

Limits to $10,000,000

  • Normal Landscaper Operations on and off premises;
  • Products & Completed Operations;
  • Bodily Injury & Property Damage;
  • Non-Owned Auto, Legal Defence Costs;
  • Contract Brokers included;
  • Employees as Additional Insured.

Crime and Business Interruption

  • Employee Dishonesty
  • In and Out Robbery
  • Forgery, Counterfeit Money
  • Broad Form Money Coverage
Broad Form General Liability:

  • Up to $10 Million Coverage for bodily injury and property damage including operation on and off your premises, and sales to the USA.
  • USA coverage available
Car and Fleets - We Have The Lowest Rates in Ontario

  • Group Rates for 3 or more vehicles
  • Loss of use coverage
  • Fleet Discounts
  • Additional 10% - 15% discount for TCA or MCA members
  • Ask about our package for Electrical Contractors

Contact one of our Professional Brokers for a review of your coverage's today !!!

Boomerang - We insist on tracking devices on all loaders & earth movers

Get An Insurance Quotation

Call 905-764-7868
Fax 905-764-9618

Ext 239 for Haig Papazian
Ext 228 for Mark Smith

RIBO JD Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
Tel: 905-764-7868
Fax: 905-764-9618
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