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BUILDER'S RISK SERVICES
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Our JDS Builders Risk (Course of Construction) Package offers Project-specific Property Coverage and Premises Liability with limits up to $2,000,000 for new construction and renovations. It is designed for Residential and light commercial buildings with wood frame construction. This policy can be purchased by the Building Owner, General Contractor and Construction Manager. NOTE:The policy period is available up to 24 months and allows backdating up to 14 days only.

8 To 35 Storey Buildings or Condos.
If your building is a large project please call Mark at 905-907-1418.
We just completed a 25 storey Condo project in Toronto .

"Hi Richard.
Thanks for the coverage. Your JDS policy saved me huge dollars and I will now be able to complete the building on budget. The coverage was quite broad. I am pleased. Dave."
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OVERVIEW
Coverage Types Property - Hard cost of completed project
Soft Costs
Rental Value
Additional Living Expenses
Change Order Coverage
Equipment Breakdown
Sewer Backup, Flood and Earthquake
Premises Liability
COVERAGE
Completed Projet Values
  • Completed project values of up to $2,000,000
  • Premium starting from $750 for Residential Projects
  • Premium starting from $1,500 for Commercial Projects Premises Liability
Premises Liability - Optional
Available Limits
  • $1,000,000
  • $2,000,000
Premium starting from $250
Additional Living Expenses
Available Limits
  • $5,000 (Included)
  • $10,000
  • $25,000
  • $50,000

 

Additional Coverages & Extensions
Included with your policy:
  • Property in Transit $100,000
  • Temporary Structures $100,000
  • Scaffoldings, Construction Forms and Temporary Fences $100,000
  • Fire Department Charges $25,000
  • Debris Removal up to $100,000
  • Pollutant Cleanup and Removal $50,000
  • By Laws: Demolition Cost $100,000
  • By Laws: Increased Cost of Construction $100,000
  • Inflation Protection $50,000
  • Extra and Expediting Expense $50,000
  • Valuable Papers, Plans and Records and Software $25,000
Applicable Warranties*
Included with your policy:
  • Heating Device Warranty
  • Hot Work Operations Warranty
  • Refuse, Waste and Debris Removal Warranty
*Any other warranties that may be defined in the wordings but are not mentioned above, will not be applicable to this product.
ELIGIBLE PROJECTS INCLUDE:
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  • Light Commercial Buildings
  • Multi Family Residential up to 8 Family units
  • New Construction
  • Only Wood Frame Construction
  • Renovations and additions excluding existing structures
  • Single Family Homes
  • Up to 4 Story buildings
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RIBO JD Smith & Associates Insurance Brokers Inc.
105 West Beaver Creek Rd.
Richmond Hill, ON, L4B 1C6
1-800-917-7283
Tel: 905-764-7868
Fax: 905-764-9618
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